Compare NZ mortgage rates
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Stop overpaying on your mortgage
The difference between the highest and lowest rate could save you thousands over the life of your loan.
Going direct to your bank
5.99%
2yr fixed
$2,685
per month
Comparing with check.nz
5.35%
2yr fixed
$2,491
per month
Based on a $500,000 loan. Your savings will vary.
How it works
Three steps. Two minutes. Potentially thousands saved.
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Tell us your property value, deposit, and preferred loan term. Takes 30 seconds.
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See rates from 20+ NZ lenders side by side. Sort by rate, monthly repayment, or total cost.
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Kiwis are saving with check
Real stories from people who compared before signing
“I had no idea I was overpaying until I compared rates on check.nz. Saved over $200 a month just by switching.”
Sarah T.
Auckland
“So simple. Entered my details, saw all the rates side by side, and booked a call. The adviser sorted everything.”
James M.
Wellington
“We were about to sign with our bank but checked here first. Found a rate 0.6% lower — that's thousands over our mortgage.”
Priya & Ash K.
Hamilton
Common questions
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